Martin Lewis, an expert on saving money, explains how the people of Merseyside may be £82,000 short.


In his Martin Lewis Money Show Martin presented the story of a woman named Gill in her seventies.

Martin Lewis warned people that they could lose thousands thanks to a little known pension rule.

Thousands of pensioners could miss the payment

Gill had a basic state pension, and when her husband died, she thought his pension died with him, but Martin said this was not the case.

Gill’s husband Robin owned his own business and had a substantial state pension due to his social security contributions.

Gill had seen one of Martin’s shows during the lock-in, in which he talked about married or widowed women over 67 who might be lacking the money they owed.

“This does not apply to same-sex partners and civil partners.

She enquired at the pension office and was told that she was in fact underpaid and in fact owed the huge sum of 82,000 pounds.

Martin explained the rules again tonight and said “This applies to women and widows who reach state retirement age before April 6, 2016.

“They will not only receive a top-up, but can also backdate it.

“Under the old system, women’s basic pension should be at least 60% of their husbands’ pension, otherwise they should have it topped up by a top-up.

“Backdating depends on whether your husband turned 65 before March 17, 2008, whether he turned 65 before March 17, 2008, whether he did, and the maximum you can backdate is one year.

“If they didn’t do it, it should have been done automatically, but the system made a mistake, which means that many people didn’t get it, in which case you can backdate it many years, which is why Gill got such a large sum.

Martin said that it might be difficult to solve the problem and encouraged people to go online or contact the pension office to find out if they were entitled to a back payment and not get what they were entitled to.


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